On the same day of the Texas church massacre, I stopped by a local sporting goods shop intent on purchasing a new shotgun.I’ve had my eye on the nicely built 12-gauge over/under for some time, and when I spotted an ad among my Sunday circulars offering it for an irresistible price, I headed out to the store.The gun was in stock, and after shouldering it, my desire to purchase the weapon was confirmed. I hadn’t yet heard of the slaughter in the Sutherland Springs Baptist Church, nor, apparently, had anyone else at the gun counter.Things were moving along the same way they always have when I’ve bought a firearm. The salesperson placed the shotgun back in the rack and locked it while he retrieved the box and paperwork. More: Will concealed carry stop next Sutherland Springs slaughter in gun-toting Texas? More: On gun control, there's nothing and everything left to say: Jill Lawrence Then he guided me toward a computer to fill out the mandatory … [Read more...] about The day of the Sutherland Springs massacre, I went to buy a gun. I got a lesson instead.
When buying a business what questions to ask
On the same day of the Texas church massacre, I stopped by a local sporting goods shop intent on purchasing a new shotgun.I’ve had my eye on the nicely built 12-gauge over/under for some time, and when I spotted an ad among my Sunday circulars offering it for an irresistible price, I headed out to the store.The gun was in stock, and after shouldering it, my desire to purchase the weapon was confirmed. I hadn’t yet heard of the slaughter in the Sutherland Springs Baptist Church, nor, apparently, had anyone else at the gun counter.Things were moving along the same way they always have when I’ve bought a firearm. The salesperson placed the shotgun back in the rack and locked it while he retrieved the box and paperwork.Then he guided me toward a computer to fill out the mandatory federal questionnaire that would determine my eligibility to make the purchase. It was a rickety, stand-up outfit, with the computer keyboard tucked partially underneath the screen, making it … [Read more...] about Finley: I set out to buy a gun but got a lesson instead
Much like yesterday, Wednesday did not provide an endless supply of auto news. Never fear, the New York Auto Show is approaching as rapidly as the snow is melting, which makes us and hopefully you very happy. We still made due today with a review of the 2017 Kia Cadenza, plus a closer look at the sexy Maserati Levante, the brand’s first-ever SUV. All that and much more, including a lesson in what you should never, ever do on a busy highway. Let’s dive in to the Daily Drive-Thru. 9 Safest Luxury SUVs You Can Buy for 2017 Our consumer advice expert Warren Clarke is back with his latest and greatest informative list on the best cars you can buy. Today’s segment: safe luxury SUVs. Clarke has nine in mind for 2017 that lead the pack when it comes to safety. While premium features are great in a luxury SUV, Clarke argues that safety should be one of, if not the top consideration when purchasing one. His top nine boast the … [Read more...] about Daily Drive-Thru: Safe luxury SUVs, Kia Cadenza ratings and review, a lesson in what not to do on the highway, and more
Buying a home can be nerve-wracking, but not if you put the proper team in place before you begin the process. And that process requires a team of four pros: a real estate agent, attorney, lender, and home inspector. The biggest pitfall a homebuyer can make is making a decision too quickly and going with the first person referred to you, or someone that comes up in an internet search. Here are my four tips that will help you make the right decision for you: 1. Say yes to using a professional real estate agent A "buyer's agent" is our right-hand-man, your home-buying champ when you're looking for a house. Remember, you don't pay them — the seller does! Some of the many great benefits of a Buyer's Agent include: Ensuring you have as many property options to pick from as possible Helping you negotiate the purchase price Making sure you know the value of any particular house by supported data of recently sold comparable homes. 2. Be the judge of … [Read more...] about Buying a house? Pick a team of pros before taking the plunge
Q. My wife and I want to buy an apartment in Manhattan to use on the weekends. We would rather buy a co-op as they're more affordable than condos, but many co-op buildings don't allow pied-a-terre purchases and some say they'll consider on a 'case-by-case' basis. What criteria do boards consider? How can we help ensure that we'll be approved? A. Co-op boards have two primary reservations about residents who intend to use the apartment as a secondary residence, say our experts. "Some are concerned that pied-a-terre purchasers will not be able to afford a second home if financial trouble comes and that it will take second priority," says Roberta Axelrod, a real estate broker and asset manager at Time Equities. "Some are concerned that it is simply a cover for investors who will rent out the apartment or use it as a hotel--either for money or for friends and family." Documenting that "you can afford the apartment and being willing to pay a year's maintenance up front or put … [Read more...] about Ask an expert: How can I get approved to buy a co-op as a pied-a-terre?
When Terina McKinney of Camden displays her leather bags and belts at events attended primarily by black women, they are often interested in her designs, and in her experience as an African-American business owner. But she seldom makes sales.“They all ooh and ahh and ask a ton of questions, but don’t necessarily make purchases,” said McKinney, whose Jypsea Leathergoods products range from $20 to $325. Instead, her customers tend to be white or Asian women.While calls have been increasing for black consumers to support black-owned businesses with their buying power estimated at more than $1.2 trillion a year, social media campaigns with momentum like #buyblack are relatively new. And McKinney’s frustration is shared by some other black business owners who say they can find it hard to sell to black consumers.The factors can be logistical or practical, such as being located farther away or having higher prices than big chain stories, retail experts and civic … [Read more...] about Black business owners strain to sell to black consumers
Toward the end of the 2012 finale of AMC’s “Breaking Bad” Sunday night, Walter White (Bryan Cranston) dropped in on his old partner Jesse Pinkman (Aaron Paul). Now Walter White randomly “drops in” on people these days about as often as Barbra Streisand sings for spare change on the 7 Train. But Walt seemed to be genuinely enjoying the visit, because he and Jesse are the only ones who can appreciate all those special moments they shared when they were struggling to build their crystal meth business. They have great stories, great moments, great memories. Just not the kind you can share with random people at the Christmas party. So once in a while it’s fun to talk about it with someone you know understands, someone who was also in the fraternity and knows the secret handshake. When they ran out of laughs about the good times, Walter turned to leave and told Jesse he had left “something” for him. Viewers watched Jesse open it, … [Read more...] about ‘Breaking Bad’ 2012 finale recap: Walter White goes from being a man in danger to a man confident he has outsmarted everyone
A former accountant awaiting trial on fraud charges is accused of targeting the owners of two Mesa dry-cleaning businesses as part of a new scam.The owners say they "sold" their businesses to Tiffany White, who agreed to take over leases as part of the purchase contract. Within weeks, they say, White stopped paying rent, took clothes belonging to customers and stripped one of the businesses of equipment.As a result, both owners say they were forced to pay thousands of dollars in back rent, make repairs and try to recover lost customers as they reopened the stores they believed they had sold.The owners say authorities, from the Mesa Police Department to the Arizona Attorney General's Office, have shown little interest in investigating — treating what happened as civil disputes rather than potential crimes."It is very frustrating that a woman like this can cause so much havoc," said Carla Jetton, owner of Greenfield Discount Cleaners. "At what point does … [Read more...] about Dry cleaners scramble to save businesses after they say woman ran scam
The Rev. Jarrett Maupin placed his arms around a weeping Lorenza Valdez and started speaking to the bank of television cameras set up tightly along a wall of her trailer. It had been 11 days since Phoenix police shot and killed Valdez's son Francisco, his body falling inches from where she now stood.Maupin thanked reporters for coming to the news conference he had called. He said he was there because the Valdez family had reached out to him. “They want justice in this situation,” the civil-rights activist told reporters.Days earlier, Maupin had wanted money."The total cost is 1,300,” he wrote in a text message sent to Valdez’s phone on March 30 at 1:31 p.m, one week after her son was killed.The next day, Maupin pressed her, saying he had already fronted the money by dipping into his own pocket. "Let me know when you might be able to get the funds," he wrote.To get the money, Valdez borrowed from friends and neighbors. For Valdez, who cleans houses during 10- to … [Read more...] about As Jarrett Maupin sought justice for a Phoenix family, he also asked them for cash
It's that time of year again.No, we aren't talking about Black Friday shopping and Halloween movies. We mean the time to choose a health insurance plan.Open enrollment for 2017 health plans begins Tuesday Nov. 1 for people shopping on the Affordable Care Act-mandated insurance marketplace. Enrollment for most companies kicks off in November as well.Insurance has been a hot topic as President Barrack Obama's term comes to an end. The Affordable Care Act, known as "Obamacare" has been a source of debate in the presidential election due to high-cost health plans.Though federal health officials predict that nearly 14 million people will sign up for insurance through Obamacare marketplaces in 2017, there is still a need to target young people whose lower health care costs help balance the risk pool for insurances.Delawareans who have Obamacare plans and are not eligible for federal subsidies or tax credits may face increases of up to 35 percent to their monthly premiums starting in … [Read more...] about What NOT to do during health insurance open enrollment